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Refinance Your Loan\u00a0– Consider Carefully<\/h1>\n

When deciding if it’s right to refinance your loan, you should be certain\u00a0it puts you in a better financial position.<\/p>\n

It is important for us at MONEY4FINANCE to\u00a0understand the reason why you may want to refinance your loan as it may not always be the most cost effective option available to you.<\/p>\n

Our experienced finance consultants will\u00a0explore all available\u00a0options to best suit\u00a0your current financial situation – we’re here to help.<\/p>\n

Most Common Reasons to Refinance Your Loan<\/strong><\/h2>\n

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1. \u201cTo reduce my\u00a0current interest rate\u201d<\/strong> \u2013 If you took out\u00a0a high interest car loan without looking around you will need to check\u00a0\u00a0there are any\u00a0early termination fees as they\u00a0could be significant. At ???Finance we\u00a0take into consideration all the costs involved with refinancing,\u00a0making sure this is the right option for you.<\/li>\n
2. \u201cMy\u00a0working conditions have changed\u201d<\/strong> \u2013 If your personal situation has changed, you are earning less money than you previously,\u00a0or are\u00a0finding it hard to meet your current commitment you may need to look at refinancing. Possibly you may have you gone from a 2 income to a 1 income family and you need to reduce the car loan repayments. In these cases\u00a0refinancing your car could be beneficial to you.<\/li>\n
3. \u201cMy balloon\/residual payment is due\u201d<\/strong> \u2013 If you took out a car loan and structured the repayments to include a balloon payment and it is now due for payment you may want to keep the car and\u00a0need to refinance it. This\u00a0is possible however\u00a0there are some factors to consider.\u00a0 You will need to consider\u00a0the interest rate (which may not be as attractive as your original loan).<\/li>\n<\/ol>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

   Refinance Your Loan\u00a0– Consider Carefully When deciding if it’s right to refinance your loan, you should be certain\u00a0it puts you in a better financial position. It is important for us at MONEY4FINANCE to\u00a0understand the reason why you may want to refinance your loan as it may not always be the most cost effective option available […]<\/p>\n","protected":false},"author":1,"featured_media":255,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"template-loan-page.php","meta":[],"_links":{"self":[{"href":"http:\/\/www.money4finance.com.au\/wp-json\/wp\/v2\/pages\/21"}],"collection":[{"href":"http:\/\/www.money4finance.com.au\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"http:\/\/www.money4finance.com.au\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"http:\/\/www.money4finance.com.au\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/www.money4finance.com.au\/wp-json\/wp\/v2\/comments?post=21"}],"version-history":[{"count":11,"href":"http:\/\/www.money4finance.com.au\/wp-json\/wp\/v2\/pages\/21\/revisions"}],"predecessor-version":[{"id":668,"href":"http:\/\/www.money4finance.com.au\/wp-json\/wp\/v2\/pages\/21\/revisions\/668"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/www.money4finance.com.au\/wp-json\/wp\/v2\/media\/255"}],"wp:attachment":[{"href":"http:\/\/www.money4finance.com.au\/wp-json\/wp\/v2\/media?parent=21"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}